Looking for a secure apartment rental in the Gwangalli area that you can finance with an LH loan in 2026? The Thomas & Regina officetel, built in 2022, offers a 1.5-room, fully furnished unit perfect for newlyweds or working professionals. With a security deposit of $75,000 (₩110 million) and monthly rent of $70 (₩100,000), it’s an affordable option. This property is ideal for those seeking a safe, debt-free living situation with convenient access to public transport and amenities.
What are the rental conditions for Gwangalli officetels eligible for LH loans?
Located at 604 Suyeong-ro, Suyeong-gu, Busan, the Thomas & Regina officetel boasts a prime location, just a 5-minute walk from Gwangalli Station on Subway Line 2. This building received its occupancy permit in February 2022. The unit features a 1.5-room layout (one bedroom) with a supply area of 39.94 sqm (approx. 430 sq ft) and a private area of 22.4 sqm (approx. 241 sq ft). Facing southeast, it receives excellent natural light. It comes fully furnished with appliances and furniture, reducing the hassle of moving. Crucially, this is a 100% secure, personal property with no outstanding loans, making it eligible for various government-backed rental loans like the LH Rent Loan, 'Beotimok' HF loan, and 'Meumuljari' loan. A clause guaranteeing a full refund of the deposit if the loan is denied offers peace of mind. This unit is highly recommended for newlyweds and young professionals starting their careers.
What is the interior and what amenities are available at Thomas & Regina Officetel?
The Thomas & Regina officetel offers a meticulously maintained interior with modern amenities for a comfortable lifestyle. The 1.5-room layout, featuring a separate living area, allows for efficient space utilization. The main bedroom faces southeast, ensuring bright, natural light throughout the day. The kitchen is equipped with built-in appliances, and the bathroom is kept in pristine condition. The building provides parking for 66 vehicles, convenient for residents with cars. The surrounding area is rich with various amenities, enhancing daily convenience. Public transportation access via Gwangalli Station is also excellent. Move-in is possible after June 20th, subject to negotiation.
What is the security deposit and monthly management fee for Gwangalli officetels?
The security deposit for the Thomas & Regina officetel is $75,000 (₩110 million), with a monthly rent of $70 (₩100,000). The monthly management fee is approximately $50 (₩70,000), which includes general maintenance and common area cleaning fees. Separate charges apply for electricity, gas, and water based on consumption. These reasonable costs make it easier to manage finances, especially when utilizing rental deposit loans such as the LH Rent Loan, 'Beotimok' HF loan, or 'Meumuljari' loan. We offer specialized consultations for loan applicants to help find the optimal loan product tailored to your financial situation, saving you time and effort.
What should I be aware of when using a rental deposit loan?
When applying for a rental deposit loan, it's important to be aware of a few key points. First, your loan limit and interest rate will vary based on your credit score and income, so it's advisable to compare offers from multiple financial institutions beforehand. Second, government-backed loans like LH or 'Beotimok' may have strict eligibility requirements, so review them carefully. Third, always verify the property's loan status before signing a contract; choosing a property with no existing liens is crucial for security. The Thomas & Regina officetel is a 100% secure, personal property, and we include a clause for a full deposit refund if your loan is denied, minimizing your risk. Since loan eligibility and terms can differ based on individual circumstances, consulting with a financial advisor is highly recommended before proceeding.
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